London Borough of Camden v Foxtons Ltd [2017] UKUT 349 (AAC) This was the first appeal in this jurisdiction to come before an Upper Tribunal and the crux of the appeal brought by the London Borough of Camden was whether the revised description of Foxtons fees complied with the Consumer Rights Act 2015. The Consumer […]

What is Universal Credit? Universal Credit is a monthly payment for people who are either unemployed, or working but on a low income. It will eventually replace all of the following benefits and tax credits: • Income Support • Child Tax Credit • Housing Benefit • Working Tax Credit • Income-based Jobseeker’s Allowance • Income-related Employment […]

There is a new protocol that creditors must now follow when pursuing payment of a debt from an individual (including sole traders). This new protocol applies to a creditor that is a business (including sole traders and public bodies) and comes into force on 1 October 2017. For those creditors who may not already know, […]

Banning Order Offences

15th November 2017 0

The Housing and Planning Act 2016 (the Act) introduced a power for the First-tier tribunal to serve a banning order on a landlord or property agent. The purpose of the consultation paper is to invite views and comments on which offences should constitute banning order offences’. A local authority can apply to a First-tier Tribunal for […]

The Registry Trust Ltd is contracted to the Ministry of Justice to maintain the public register of CCJ‘s (and other orders and fines) for England and Wales, this enables other credit reference agencies, such as Experian, to update their data and provide credit checks. Although many CCJ‘s are registered with the Registry Trust Ltd, certain […]