Debt recovery;

The route to debt recovery depends on;

  1. Is the tenant still in possession of the let property?
  2. Is not in possession, but do you have the new address of where the tenant is residing now?
  3. Is not in possession of the let property and you do not know where the tenant is living now
  4. You have a judgement from the county court, but the tenant has vacated the let property and you do not know where the tenant is living now
  5. You have a judgement from the county court and the tenant is still residing in the let property.

Please check the various tabs under Debt recovery to see which service you may feel is appropriate for you. 

Before attempting to recover the debt it is very important you consider if it is worth suing the tenant. If the tenant already has CCJ’s against their name, then the chances of you requiring any money are slim. 

Equally, if you have a single mother with say 3 children and is surviving on state benefit you are unlikely to recover any money. No point wasting even more money when you are not going to even recover your court fee.

Should you wish to pursue a claim and you believe the tenant or a guarantor is likely to pay. You can issue a money claim online MCOL. It is very quick and easy to issue a claim online and most people can do this themselves. You do not need to instruct a lawyer if you feel you can do this yourself. 

You can obtain guidance on the MCOL which is a government website should you be unsure of any element of the online process.